Tuesday, November 29, 2011
Saturday, November 19, 2011
Two days ago, Delilah climbed out of her crib for the first time. Actually, she kind of fell out of it. At least, that is what I assume, considering the big thump I heard coming from her room. I thought she had just thrown her baby dolls out, but then I heard her banging on the door. I cannot say I was excited about this new development. All I could picture was nap time flying out the window, and bedtime becoming a struggle.
Instead if immediately taking the front bars off her crib, I decided to wait and see if she would do it again. I was hoping the fall would deter her from doing it again. That night and the next day and night she didn't climb out. I was sighing with relief. Until today, that is.
Little girl has climbed out of her crib not once, not twice, but three times during nap. Oh no! Looks like she will be graduating to a toddler bed now. Hopefully night time won't be such too difficult.
On a completely different note, the other day, my friend, Lindy, and I took our two little princesses out for some photos. We both needed to get some good shots out Christmas cards, and it is always fun to get Addie and Delilah together. Let me just say, the photos turned out ADORABLE! The girls were much more cooperative then we even imagined. Apparently the secret weapon is lipgloss. Who knew? I am dying to show you all the pics, but I don't want to spoil the surprise. Once the cards are mailed, I will post all the cuteness. Until then, here is a tease.
Saturday, November 12, 2011
This past Tuesday I was fortunate enough to attend a Parent Seminar put on by The Bell Center. This particular seminar focused on financial planning for your child with special needs. I am so glad I went. I had no idea how complex planning for the future really is. I really wish more parents would have attended.
One of the biggest pieces of information I learned (in my opinion) is how it is a bad idea to leave anything in the child, with special needs, name. Actually it isn't just a bad idea. It is a terrible, no good, very bad, don't you dare do it idea. Why? Well, if the said child (hopefully adult by then) has $1 more than $2000 in assets, they are disqualified from government assistance. As in no Medicare or Social Security, no government assistance with group housing, transportation, etc. Nothing. Nada. Trust me, we don't want that.
You may be wondering (or not) what qualifies as an asset. Pretty much anything with a cash value; examples include car, house, savings bond, cash, etc. It's just a good idea to assume that nothing, absolutely nothing should be left in the child's name. Instead, it should be left for the child, in a Special Needs Trust.
Which leads me to my next bit of new information, the Special Needs Trust. I had never heard of this before. Not surprising, considering I've never really considered the future. Instead of leaving insurance, money, etc in the child's name, we will set up a Special Needs Trust to be managed on her behalf. The trust will then be able to provide extra care and support beyond that which will provided by the local, state and governmental programs.
The above just touches on a couple of things I learned in the Seminar. Once John returns from Maine, and we get back into the swing of things, we will be sitting down with some professionals (Attorney and Financial Planner, specializing in Special Needs) and mapping out a plan. I'm so glad I learned of all this now, so that we can begin to get the ball rolling. As we all know, none of us are guaranteed tomorrow. I want to make sure Delilah had the best possible life, even when we aren't around.
Wednesday, November 2, 2011
Here is a pic of D, as no post is complete without one. I took this pic to try out my new Camera Connection Kit for the iPad and an editing app called Photoforge2. It allows me to do some simple edits and work in layers, which is how I was able to add a watermark.
Please check out my new blog if you have a minute. Creations By Kera.
Tuesday, November 1, 2011
Without further adieu, I present Audrey Hepburn. ***WARNING: The cuteness is at a dangerous level.***